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Why make a Will

Making a Will is the only way to ensure that your wishes are carried out after your death. 

We all like to think that we only need a Will when we get old, but of course you never know when it will be required. The majority of us have life insurance now, so why not have a Will, it really is that simple.

If you have not made a Will your estate will be distributed according to the Laws Of Intestacy. This may not be what you would have wished and in most cases will take considerably longer to settle than if you had made a Will. During this time your beneficiaries may not be able to draw money from your estate and could fall on financial hardship which can so easily be avoided simply by making a Will.

Single Person (Including separated, divorced and widowed)

Many single people feel it unnecessary to write a Will. If you are young you may feel it's a long way off. If you die without a Will your family could suffer preventable stress and your estate may not be distributed as you would have wanted. 

For those people recently made single you may be surprised to learn that your ex may still have a claim to a share of your estate. A situation which you may wish to rectify by making a new Will or updating an old one.

Unmarried Couples

The Laws of Intestacy make no allowance for unmarried couples. Your partner will not automatically inherit everything unless you write a Will. A claim would have to be made through the courts for a share of your partner's estate which is a costly and time consuming exercise. Why put your partner through this when all you have to do is write a Will.

Married with Children

Do not assume that your husband/wife will get everything. If you are married with children and die without a Will then your spouse will receive the first £125,000 and personal chattels plus the interest only from half of the remaining estate. The other half will go to the children immediately along with the first half when your spouse dies. Bank accounts can be frozen, insurance payouts delayed, etc. 

If your children are under the age of 18 and you both die who will care for them. Would you like to have a say in this or would you prefer to risk them going into care while the courts decide?

All this can be avoided by making a Will.

Mature Couple

It is possible you made a Will a long time ago and it would therefore be wise to review it. You may wish to include additional grandchildren or maybe leave a gift or legacy to a favorite charity.

You will want to make sure there are no family conflicts.

This can all be done by writing a Will.

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